Estimate your Indian crypto tax in seconds: the flat 30% on gains (Section 115BBH) plus the 1% TDS on the sale (Section 194S), and your net profit after tax. Everything runs in your browser and nothing is sent anywhere.
Profits from Virtual Digital Assets (VDAs) are taxed at a flat 30% under Section 115BBH (plus applicable cess/surcharge). Key rules the calculator applies:
Learn more: crypto tax in India explained, the 1% TDS, how to file crypto taxes, and the full learning hub.
These examples use the flat 30% plus 4% cess on the tax, and assume no surcharge (which applies only at very high incomes). TDS is 1% of the sale value once your sales for the year cross the threshold (₹50,000 for most individuals), and it is credited back against your final tax.
| Trade | Profit | Tax + cess (31.2%) | 1% TDS on sale | You keep |
|---|---|---|---|---|
| Buy ₹10,000, sell ₹12,000 | ₹2,000 | ₹624 | ₹120 | ₹1,376 |
| Buy ₹1,00,000, sell ₹1,50,000 | ₹50,000 | ₹15,600 | ₹1,500 | ₹34,400 |
| Buy ₹5,00,000, sell ₹7,00,000 | ₹2,00,000 | ₹62,400 | ₹7,000 | ₹1,37,600 |
| Buy ₹1,00,000, sell ₹80,000 | ₹20,000 loss | ₹0 | ₹800 | Loss can't be set off |
"You keep" is profit minus tax and cess. The TDS is not extra: it is part of the same tax, deducted early and adjusted when you file. On a loss there is no 30% tax, but the TDS is still deducted and you claim it back in your return.
No. Shares have separate rules for intraday, short-term and long-term gains, but crypto does not. Every profitable crypto sale, whether held for five minutes or five years, is taxed at the same 30% rate. Active traders are often hit hardest by two rules:
Swapping one coin for another counts as a sale too, so a profitable swap is taxed even if you never withdrew rupees. Keep a full trade history from your exchange; see how to calculate crypto gains for tax.
A flat 30% on gains under Section 115BBH (only cost of acquisition deductible, no loss set-off), plus a 1% TDS on transfers under Section 194S that's credited against your final tax.
No, it's tax collected early. It's deducted at transfer and adjusted against your total liability when you file your ITR.
No. Only the cost of acquisition is deductible, and crypto losses can't be set off against other income or carried forward.
Profit from every crypto sale is taxed at a flat 30%, plus 4% health and education cess on that tax, so about 31.2% of the profit in total. Frequent or intraday trading is taxed the same way as long-term holding. On a ₹50,000 profit you pay about ₹15,600.
No. Under Section 115BBH a loss on one crypto asset cannot reduce the taxable profit on another, cannot be set off against salary or other income, and cannot be carried forward. Each profitable sale is taxed on its own.
No. The 30% tax applies from the first rupee of profit, and the basic exemption limit does not cover crypto gains. Only the 1% TDS has thresholds: ₹50,000 a year for most individuals and ₹10,000 for others.
