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Cryptos: 21,667 Exchanges: 1,501 Market Cap: $2.86T 3.75% 24h Vol: $129.11B Dominance: BTC: 58.2% ETH: 11.4% Fear & Greed: 74/100 USD/INR: ₹95.98
India · step by step · 2026

How to buy crypto in India

Buying crypto in India takes about 15 minutes: pick an exchange registered with FIU-IND, complete KYC with your PAN and Aadhaar, add rupees by UPI and place an order. Below are the steps, then a guide for each of the 100 coins you can buy from India today.

The 5 steps

  1. Choose an FIU-IND registered exchange

    Registration with India's Financial Intelligence Unit is the basic safety check. Compare them in FIU-registered exchanges and the best crypto apps in India.

  2. Complete KYC

    You need your PAN, Aadhaar, a selfie and a bank account in your own name. Approval usually takes minutes to a day.

  3. Add rupees

    Deposit INR by UPI or IMPS/NEFT. Indian apps credit it to your wallet; global exchanges take rupees only through P2P.

  4. Buy the coin

    Search the coin and buy in its INR market, or buy USDT first and then trade into the coin if there is no INR pair.

  5. Keep records for tax

    Profit is taxed at 30% plus 4% cess and 1% TDS is taken when you sell. Download your trade reports and use the crypto tax calculator.

Guides for each coin

Frequently asked questions

Is it legal to buy crypto in India?

Yes. Buying, holding and selling crypto is legal in India, though it is not legal tender and is not regulated like shares. Profits are taxed at 30% plus 4% cess, and 1% TDS is deducted when you sell. Use an exchange registered with FIU-IND.

What is the easiest way to buy crypto in India?

An Indian app registered with FIU-IND, such as CoinDCX or CoinSwitch: sign up with PAN and Aadhaar, add rupees by UPI, and buy in the INR market. See the best exchange for beginners.

Can I buy crypto with UPI?

Yes, on most Indian exchanges you can add rupees to your account by UPI or bank transfer (IMPS/NEFT) and then buy. On global exchanges such as Binance, rupees go in only through peer-to-peer (P2P) trades.

How much money do I need to start?

Very little: most Indian apps let you buy a fraction of a coin, and SIPs start from about ₹100. Start small while you learn how the app, fees and tax work.

Independent, not sponsored. We are not paid by any exchange named here and these are not affiliate links (how we make money). Names are trademarks of their owners, used only to identify them. Facts were checked on 24 Sep 2026 against the exchanges' own pages and news reports; fees and features change, so confirm on the exchange before you trade. Crypto products are unregulated and can be highly risky, and there may be no regulatory recourse for any loss. This is AI-assisted research for education only, not financial or tax advice. See our risk disclosure.