We compared the crypto apps Indians actually use, CoinDCX, CoinSwitch, WazirX, ZebPay, Mudrex, Delta Exchange and Binance, on what matters: FIU-IND registration, how rupees get in and out, fees, security record and tax handling. There is no single best app, only the best app for what you want to do. We are not paid by any of them.
Largest range of INR products, spot, INR futures and options, SIP and staking. Backed by Coinbase; hit by a $44M hack in 2025 that users did not pay for.
Read the review Best for beginnersIndia's largest crypto app by users (2.5 crore+). Everything in rupees, spot, INR futures, options and SIPs, with a published reserve surplus. No crypto withdrawals to outside wallets.
Read the review Cheapest for active tradersBack since October 2025 after the $235M hack and a Singapore court restructuring. A ₹99/month zero-fee plan and low-fee INR futures, but trust is still being rebuilt.
Read the review Longest track recordIndia's oldest exchange (2014) with no major hack on record. Simple Bitcoin SIP, CryptoPacks and INR-margined futures, but higher base fees and an inactivity fee.
Read the review Best for coin basketsY Combinator-backed app with 650+ assets, Coin Sets (auto-rebalanced baskets), SIPs and INR-margined futures. Free INR deposits and withdrawals, but a 2% crypto withdrawal fee.
Read the review Best for optionsDerivatives-first Indian platform: INR-settled Bitcoin and Ethereum futures, perpetuals and options with low fees and free INR deposits. Not a beginner app.
Read the review Biggest global exchangeThe world's largest exchange, FIU-registered in India since 2024 after an ₹18.82 crore fine. Deepest liquidity and 0.1% fees, but INR only via P2P, and tax is largely on you.
Read the review| App | FIU-IND | INR deposits | Spot fee | Futures | Best for |
|---|---|---|---|---|---|
| CoinDCX | ✅ Yes | UPI, bank | Tiered, up to ~0.5% | INR + USDT, options | Traders who want spot, INR futures and options in one app |
| CoinSwitch | ✅ Yes | UPI, bank | Tiered, up to ~0.4% | INR, options | Beginners and INR-only investors |
| WazirX | ✅ Yes | UPI, bank | ₹99/mo flat or 0.1 to 0.4% | INR perps (BTC, ETH) | High-frequency INR traders who want flat fees |
| ZebPay | ✅ Yes | UPI, bank | 0.45% (VIP lower) | INR-margined | Cautious long-term investors and Bitcoin SIPs |
| Mudrex | ✅ Yes | UPI, bank (free) | 0.12 to 0.45% | INR + USDT | Hands-off investors who want diversified baskets |
| Delta Exchange | ✅ Yes | Bank (free) | Futures 0.02/0.05% | INR futures + options | Experienced futures and options traders |
| Binance | ✅ Yes (fined 2024) | P2P only | 0.10% | USDT (check eligibility) | Experienced traders who need global liquidity and altcoins |
Fees and features change often. Checked 24 Sep 2026; confirm on the exchange's own fee page before you trade.
Changing apps doesn't change your tax. Crypto profits are taxed at a flat 30% (plus cess), with no deduction except the cost of buying and no set-off of losses, and a 1% TDS applies when you sell. From 1 April 2026 these rules sit in the new Income-tax Act, 2025, the TDS rule formerly in Section 194S is now Section 393(1), but the rates did not change. FIU-registered Indian exchanges deduct the TDS for you, see crypto tax in India and the tax calculator.
OKX stopped serving India in 2024 and is not FIU-registered. Bitbns has a reported history of long INR withdrawal delays and a 2022 hack it did not disclose at the time, so we don't recommend it. KuCoin and Bybit are FIU-registered offshore exchanges that, like Binance, fund INR mainly through P2P; Bybit also suffered the largest crypto hack on record ($1.5 billion, February 2025). Unocoin and Giottus are smaller registered Indian exchanges we may review later.
Whichever app you pick, keep only what you trade on the exchange, turn on two-factor authentication, never share OTPs, and download apps only from official stores, scammers impersonate every brand on this page. Before trading, read risk management & position sizing, and see our best crypto in India guide and live crypto prices in INR.
It depends on what you want to do. CoinSwitch is simplest for beginners, CoinDCX has the widest range of INR products, WazirX is cheapest for frequent traders with its ₹99/month plan, ZebPay has the longest clean track record, and Delta Exchange is built for options traders.
CoinDCX, CoinSwitch, ZebPay, Mudrex, Delta Exchange, WazirX, Binance, Giottus, Unocoin and KuCoin, all FIU-IND registered. See why in our top 10 crypto exchanges in India, or the shorter top 5.
No exchange is risk-free. Look for FIU-IND registration, published proof of reserves and a clean security record. ZebPay and CoinSwitch have no hacks of their own on record; CoinDCX covered its 2025 hack loss so customers lost nothing.
Yes. Buying, selling and holding crypto is legal, and exchanges must register with FIU-IND. Crypto is not legal tender and is not regulated by SEBI or the RBI as an investment product.
For frequent traders, WazirX's ₹99/month ZERO plan. For derivatives, Delta Exchange publishes 0.02%/0.05% futures fees. Binance charges 0.1% on spot but funds INR only through P2P.
Yes. Every app here also runs in a web browser, so you can trade on a Windows or Mac computer without installing anything. Binance also has an official desktop app. See crypto apps for Android, iPhone and PC.
FIU-registered Indian exchanges deduct the 1% TDS on sells automatically. On offshore exchanges and P2P trades, more of the responsibility falls on you.
