CoinDCX has the widest range of INR products in India; ZebPay is one of the country’s oldest exchanges and has never had a major hack. Both let you withdraw coins to your own wallet.
CoinDCX is better for active traders and anyone who wants futures, options, daily SIPs or a big coin list. ZebPay suits cautious long-term Bitcoin buyers who value its clean record, as long as the 0.45% base fee and inactivity fee do not bother them.
| CoinDCX | ZebPay | |
|---|---|---|
| Our score | 8.4/10 (#1) | 7.9/10 (#5) |
| Best for | Traders who want spot, INR futures and options in one app | Cautious long-term investors and Bitcoin SIPs |
| Founded / HQ | 2018 · Mumbai | 2014 · Ahmedabad (now Mumbai) |
| FIU-IND registered | Yes, registered with FIU-IND as a reporting entity; no FIU penalty found | Yes, registered with FIU-IND; no FIU penalty found |
| INR deposits | UPI, IMPS/NEFT bank transfer | UPI, IMPS/NEFT, deposits free, ₹15 per INR withdrawal |
| Spot trading fee | Tiered by 30-day volume, roughly 0.03% to 0.50% on INR spot (check the live fee page) + 18% GST on fees | 0.45% maker and taker at the regular tier, down to 0.03% at VIP; QuickTrade from 0.5%; monthly inactivity fee of 0.0001 BTC |
| Futures | Yes, INR-margined and USDT-margined futures, plus INR options on BTC, ETH and SOL | Yes, perpetual futures on crypto-INR and crypto-USDT pairs, all INR-margined, up to 20x |
| SIP / recurring | Yes, from ₹100, including daily SIPs | Yes, Bitcoin SIP, plus CryptoPacks (baskets) |
| Coins listed | 500+ (company claim) | 300+ pairs |
| Crypto withdrawals | Allowed to external wallets; per-coin network fee | Allowed to external wallets; per-coin fee |
| 1% TDS deducted | Yes, automatically | Yes, automatically; tax reports via KoinX |
| Security record | July 2025: about $44M taken from an internal operational wallet; customer funds untouched, loss covered from CoinDCX's treasury. Publishes monthly proof-of-reserves. | No major hack on record in 11+ years |
ZebPay charges 0.45% for makers and takers at the regular spot tier, ₹15 per INR withdrawal and a monthly inactivity fee of 0.0001 BTC. CoinDCX tiers spot fees roughly from 0.03% to 0.50% by 30-day volume, plus GST. For small, occasional buys the difference is small; for idle accounts ZebPay’s inactivity fee adds up.
CoinDCX offers 500+ coins, INR- and USDT-margined futures, INR options on BTC, ETH and SOL, SIPs from ₹100 and staking. ZebPay offers spot, a Bitcoin SIP, CryptoPacks and INR-margined perpetual futures up to 20x.
ZebPay has run since 2014 without a major hack. CoinDCX lost about $44 million from an internal wallet in July 2025 and covered the loss itself, so customers lost nothing; it publishes monthly proof of reserves.
Read the full reviews: CoinDCX review · ZebPay review · see where both rank in the best crypto app in India list.
CoinDCX for range of products and active trading; ZebPay for cautious long-term buyers who value its clean record since 2014.
At the entry level, ZebPay’s 0.45% spot fee is similar to CoinDCX’s top tier, but ZebPay also charges ₹15 per INR withdrawal and a monthly inactivity fee.
Yes. Both are registered with FIU-IND and deduct the 1% TDS on sales automatically.
