A longer list for readers who want to see every serious option. All ten are registered with India’s Financial Intelligence Unit. The first seven are the apps we review in full; the last three are smaller or offshore platforms that are legal to use but that we have not reviewed in depth. We are not paid by any of them.
The widest range of INR products: spot, INR futures, options, SIPs and staking. Customers lost nothing in its July 2025 hack.
Read our full CoinDCX review · Official site: coindcx.com
The largest app by users and the simplest for beginners, with published reserves above customer balances. No crypto withdrawals.
Read our full CoinSwitch review · Official site: coinswitch.co
India’s oldest exchange (2014) with no major hack on record. Watch the 0.45% base fee and the inactivity fee.
Read our full ZebPay review · Official site: zebpay.com
Coin baskets, SIPs and free INR deposits and withdrawals. Crypto withdrawals cost 2%.
Read our full Mudrex review · Official site: mudrex.com
Low-fee INR futures and options for experienced traders.
Read our full Delta Exchange review · Official site: www.delta.exchange
Reopened in October 2025 after the 2024 hack and a Singapore court restructuring. The ₹99 a month ZERO plan is the cheapest option for heavy traders, but users lost about 15% in the hack.
Read our full WazirX review · Official site: wazirx.com
The world’s biggest exchange, FIU-registered since 2024 after an ₹18.82 crore penalty. Deep liquidity and a 0.10% fee, but INR only through P2P.
Read our full Binance review · Official site: www.binance.com
A smaller FIU-registered Indian exchange based in Chennai, with INR deposits, SIPs, staking and support in several Indian languages. Check its current fee page and withdrawal limits before large deposits.
Not yet reviewed in full · Official site: www.giottus.com
One of India’s earliest Bitcoin platforms (2013, Bengaluru), FIU-registered, with Bitcoin SIPs and basic spot trading. A short coin list and a simple app.
Not yet reviewed in full · Official site: www.unocoin.com
An offshore exchange that became the first foreign platform to register with FIU-IND, in March 2024, after a penalty of about ₹34.5 lakh. Large altcoin list, but like Binance it funds rupees mainly through P2P.
Not yet reviewed in full · Official site: www.kucoin.com
| App | FIU-IND | INR deposits | Spot fee | Best for |
|---|---|---|---|---|
| CoinDCX | ✅ Yes | UPI, bank | Tiered, up to ~0.5% | Traders who want spot, INR futures and options in one app |
| CoinSwitch | ✅ Yes | UPI, bank | Tiered, up to ~0.4% | Beginners and INR-only investors |
| ZebPay | ✅ Yes | UPI, bank | 0.45% (VIP lower) | Cautious long-term investors and Bitcoin SIPs |
| Mudrex | ✅ Yes | UPI, bank (free) | 0.12 to 0.45% | Hands-off investors who want diversified baskets |
| Delta Exchange | ✅ Yes | Bank (free) | Futures 0.02/0.05% | Experienced futures and options traders |
| WazirX | ✅ Yes | UPI, bank | ₹99/mo flat or 0.1 to 0.4% | High-frequency INR traders who want flat fees |
| Binance | ✅ Yes (fined 2024) | P2P only | 0.10% | Experienced traders who need global liquidity and altcoins |
| Giottus | ✅ Yes | Yes, INR | See fee page | Users who want support in regional languages |
| Unocoin | ✅ Yes | Yes, INR | See fee page | Simple Bitcoin buying and SIPs |
| KuCoin | ✅ Yes (fined 2024) | P2P | About 0.10% | Experienced traders who want smaller altcoins |
Fees and features change often. Checked 24 Sep 2026; confirm on the exchange before you trade.
Registration is the legal minimum, not a recommendation. FIU-IND keeps adding and blocking platforms: 25 offshore platforms were ordered blocked in October 2025 and 15 more apps in September 2026. Check any name yourself with our FIU-registered exchanges guide.
Most Indians are best served by one of the first five, which take rupees directly and handle TDS for you. Our reasons are in the top 5 crypto exchanges in India. Offshore exchanges (Binance, KuCoin) make sense only for experienced users who need coins Indian apps do not list, and who are comfortable with P2P and doing more of their own tax paperwork.
Looking for a specific need? See the lowest fee exchange, the best app for beginners or apps for Android, iPhone and PC.
Our top 10 for 2026: CoinDCX, CoinSwitch, ZebPay, Mudrex, Delta Exchange, WazirX, Binance, Giottus, Unocoin and KuCoin. All are registered with FIU-IND.
Several dozen virtual digital asset service providers are registered with FIU-IND, including Indian exchanges and offshore ones such as Binance, KuCoin and Bybit. The official list is on fiuindia.gov.in.
Yes. Both are registered with FIU-IND after paying penalties for serving Indians without registration. Rupees go in and out mainly through P2P, so check who you trade with and keep records for tax.
Treat any platform that is not registered with FIU-IND, skips KYC, promises fixed returns or asks you to pay a personal UPI ID as unsafe. Registered exchanges can still be hacked, so keep long-term holdings in your own wallet.
