Stellar investment calculator
After 30% tax + 4% cess on the profit: ₹5,834. The same money in a 7% FD: ₹10,700.
₹10,000 one-time investment
| Invested | Worth today | Return |
|---|---|---|
| 1 month ago 30 Aug 2026 | ₹12,423 | 24.23% |
| 3 months ago 30 Jun 2026 | ₹11,464 | 14.64% |
| 6 months ago 31 Mar 2026 | ₹12,965 | 29.65% |
| 1 year ago 29 Sep 2025 | ₹5,834 | 41.66% |
| 2 years ago 29 Sep 2024 | ₹21,327 | 113.27% |
| Since Dec 2023 | ₹16,595 | 65.95% |
₹1,000 every month (SIP)
| For | Put in | Worth today |
|---|---|---|
| 6 months | ₹6,000 | ₹7,221 20.35% |
| 12 months | ₹12,000 | ₹12,848 7.07% |
| 24 months | ₹24,000 | ₹23,898 0.43% |
A SIP buys on the same date each month, so it averages out the price. See the best crypto SIP apps in India.
Could you have held on? The last year of Stellar
The return above hides the ride. Over the past year XLM traded between ₹13.77 and ₹39.23. At its worst it was 64.9% below an earlier high, ₹10,000 would briefly have shown as about ₹3,511 for someone who bought at that peak. Its best day was +27.38%, its worst -15.89%, and it closed higher on 42% of days. For comparison, ₹10,000 in Bitcoin a year ago is ₹7,269 today (-27.31%).
Most people sell during drops like these. If a 65% fall would make you panic, invest less, or use a SIP so you are not betting everything on one day.
FAQ
If I invested ₹10,000 in Stellar a year ago, how much would I have now?
About ₹5,834. XLM closed at $0.3718 on 29 Sep 2025 and trades at $0.2169 now, a loss of 41.7%, before fees and tax.
Would a monthly SIP in Stellar have done better?
₹1,000 a month for the last 12 months (₹12,000 in total) would be worth about ₹12,848 today (a gain of 7.1%), compared with a loss of 41.7% for a lump sum invested a year ago. Here the SIP did better, because it kept buying after the price fell.
How much did Stellar fall from its peak in the last year?
At its worst point, XLM was 64.9% below its previous high within the past year. Its biggest one-day move was +27.38% up and -15.89% down; on a typical day it moves about 2.1%.
Is Stellar a good investment?
No calculator can tell you that. This page shows what already happened, which does not predict what happens next. Stellar is a volatile, unregulated asset: only invest money you can afford to lose, spread your risk, and keep in mind that profit is taxed at 30% plus cess in India.
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