Over the past year Zcash did better: ₹10,000 became ₹2,12,329 in ZEC versus ₹5,831 in XLM. Zcash swings about 2.0× as much on a typical day, and they move fairly independently (correlation 0.31).
| ZE | XL | |
|---|---|---|
| Price | ₹146,853 | ₹20.81 |
| Rank | #9 | #20 |
| Market cap | ₹2.49T | ₹726.79B |
| 24h volume | ₹95.36B | ₹50.51B |
| Circulating supply | 16.95M | 34.97B |
| Max supply | 21.00M | No cap |
| Below all-time high | -52% | -75% |
| 24h | 3.24% | 1.03% |
| 7 days | 0.17% | 3.32% |
| ₹10,000 invested | ZEC | XLM |
|---|---|---|
| 1 month ago | ₹18,317 83.17% | ₹12,417 24.17% |
| 3 months ago | ₹38,299 282.99% | ₹11,459 14.59% |
| 6 months ago | ₹61,569 515.69% | ₹12,959 29.59% |
| 1 year ago | ₹2,12,329 2,023.29% | ₹5,831 41.69% |
| 2 years ago | ₹5,26,149 5,161.49% | ₹21,318 113.18% |
| ₹1,000/month SIP, 12 months | ₹66,758 | ₹12,842 |
| Typical daily move | ±4.2% | ±2.1% |
| Deepest fall (1y) | -72% | -65% |
| Worst day (1y) | -25.96% | -15.89% |
Green marks the better figure in each row: more money, smaller swings or a shallower fall.
Over the last 12 months ZEC returned +2,023.29% and XLM -41.69%. Over just the last month the picture is the same: ZEC +83.17%, XLM +24.17%. Short periods can tell a very different story from long ones, which is why picking a coin from last month's chart rarely works.
Zcash moves about ±4.2% on a typical day against ±2.1% for Stellar. In the past year ZEC fell as much as 72% from a peak and XLM 65%. Bigger swings mean bigger possible gains and bigger possible losses, size your position so a fall like that wouldn't force you to sell.
The correlation of their daily moves over the past year is 0.31 (1 = always together, 0 = unrelated): they move fairly independently. That makes holding both a little less risky than holding either alone.
Zcash is the bigger network, with a market cap about 3.4× that of Stellar. A lower price per coin doesn't make a coin “cheaper”: what matters is market cap, and how many new coins will still be created (ZEC: capped at 21.00M; XLM: no fixed cap).
Both trade on FIU-registered exchanges. Profit on either is taxed at 30% plus 4% cess, 1% TDS is deducted when you sell, and a loss on one can't be set off against a gain on the other. Guides: how to buy Zcash · how to buy Stellar · best crypto apps in India.
Zcash. ₹10,000 invested a year ago would be worth ₹2,12,329 in ZEC today, against ₹5,831 in XLM (+2,023.29% vs -41.69%). Past returns do not predict future ones.
By day-to-day swings, Zcash: it moves about ±4.2% on a typical day against ±2.1% for Stellar, and its deepest fall in the past year was 72% versus 65%.
Zcash's market cap is about ₹2.49T, roughly 3.4× Stellar's ₹726.79B. A larger market cap usually means more liquidity, not necessarily higher returns.
We don't give buy or sell advice. The data shows how each has behaved, not what happens next. Many investors hold more than one coin rather than choosing; with a correlation of 0.31, they move fairly independently, so holding both spreads less risk than it might seem.